Basics of Finance/ Stock Market

  Zerodha vs Upstox vs Groww

  Inflation Inflation It is the most important financial term in our lives. It is referred to as a rise in the prices of goods and services of daily use (other than these, our life cannot go smoothly). It is measured in percentage change in avg. price of these everyday use commodities. In simple words, if suppose inflation rate is 7p.a. and your monthly expense is around 10000, then after one year, it will be around 10700. This number seems to look so small in the short run, but in the long run, it is very much as it is getting compounding every year. If you don’t invest your money and let it be dormant in a savings account with a 2% interest rate, you are losing around 5% every year. And in F.Ds with 5.5% interest rates, you are losing approximately 1.5% every year. And the Inflation rate I have taken is avg. inflation rate, while during hyperinflation, these rates go as high as 10-15% , so now you can calculate how much money you are losing every year.  In India, the Minist...

  The intelligent investor- Summary Intelligent Investor- Summary This book is known as investing bible. It was written by the mentor of Warren Buffett (the greatest investor of all time), Benjamin Graham . Benjamin Graham- Intelligent Investor   Warren Buffet- Intelligent Investor The main points that Graham focusses are: ·        Be a defensive investor: Don’t go too aggressively in the market i.e. don’t invest in the market for great returns in a small period of time rather go for consistent returns. And only try to put that much money in the market that you would not need in near future(exceptions are always there). ·        The concept of Mr. Market: He says that stock market is very irrational/emotional sometimes and some stocks trade at way low or way high prices than the actual value of the stock. So try to get stocks that are near/below its actual price. This concept is also known as Value Investing. · ...

Fundamental Analysis Analysis of stock: Fundamental analysis Acc. to me it is the best way to analyze a stock for investment. It is a way to find out that a stock is undervalued or overvalued. Analyst study the financial figures of company through the balance sheet of the company, government policies related to the company/sector, analysis of industry/sector and then analyze the future aspects of the company. It is mainly done for long-term investments (acc. to me 1yr+) as it focuses on the value of the company. Fundamental Analysis vs. Technical Analysis Fundamental Analysis vs. Technical Analysis This method is very different from technical analysis. Fundamental analysis is much more reliable given that it deals mostly with the present stature of a company rather than a delusional chart which can be affected by multiple factors. Some of the Key differences are:- Fundamental Technical Focuses on value of the stock Focuses on price oft the stock ...

  Stock Market 😍 Stock Market Nowadays many people ask me how should I start trading or investing a lot after watching Scam 1992  😊😊  so I want to tell everyone who are thinking to start trading or investing that thinking that market will be always positive or you will always be in profit in the market is not correct, many people lose everything in the market (when they expect too much from the market and take too much risks) and yes there are many that make a lot from market (Warren Buffett $100Bn+, Rakesh Jhunjhunwala, and many more). So don’t rush into the market by just seeing the positive sides of the market see the negative side also and always only try to risk that much money that u can afford to lose (worst case scenario) & never run for too high risks try to work with good companies no matter if u r not able to make huge profits but in a period of time, most will give you profit. Don’t blindly put your hard earned money on the advice of others try to do re...